Treasury/ALM Analyst

About This Course

A Treasury/ALM Analyst supports balance-sheet risk management by tracking liquidity and interest-rate sensitivity. The role measures maturity and repricing mismatches between assets (loans/investments) and liabilities (deposits/borrowings) using time-bucket gap reports. Analysts produce dashboards for liquidity position, funding concentration, cost of funds trends, and interest-rate risk measures such as NII or economic value impact under rate shocks. They support scenario and stress analysis—deposit outflows, higher borrowing costs, sudden rate movements—and prepare packs for ALCO/leadership reviews. Regulatory reporting and auditability are important, so strong controls and reconciliations with finance/core banking extracts are required. The role also links to business planning: loan growth plans affect funding needs; deposit strategy affects liquidity; investment choices affect duration and sensitivity. Tools range from Excel models to treasury systems; communication matters because outputs guide real funding and pricing decisions. This role suits candidates interested in banking finance and structured reporting and can progress into treasury management, market risk, or ALM leadership.

Key Responsibilities

• ALM gaps
• liquidity ratios
• interest rate sensitivity
• regulatory reports
• scenario analysis

Growth Path

Tools Used

Perfect For

Finance grads interested in banking treasury

Fee Structure